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Using your HSA or FSA dollars for fitness
If you work out to manage or prevent a medical condition (like diabetes, high blood pressure, back pain, stress, and more), you may qualify to use your pre-tax HSA or FSA funds for memberships, classes, or personal training.
To unlock those savings, you’ll need a Letter of Medical Necessity from a licensed provider. With it, members can often get reimbursed for up to the full cost of their purchase. Because the money is pre-tax, most people save 20–40% — the dollars they would have otherwise paid in income taxes.
❋ What is an HSA or FSA?
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are tax savings accounts that let you set aside pre-tax dollars to pay for medical expenses. Normally, fitness isn’t included — but if a provider recommends exercise to help prevent or manage a medical condition, it qualifies.
That’s where the Letter of Medical Necessity comes in.
❋ Expert Facilitation
Led by experienced guides who know how to hold space, encourage participation, and keep things moving with purpose.
How it works
We’ve partnered with telehealth provider Dr. B to make getting this letter simple and affordable:
🌐 Visit this site - here
🩺 Go through a $15 online consultation at anytime (even evenings or weekends!)
📩 A licensed provider will review your consultation. If you qualify, you’ll get your Letter of Medical Necessity by email (usually the same day)
🧾 Submit your letter + receipts to your administrator (Dr. B’s team can help with this if you have questions)
💵 Get reimbursed for up to the full cost of your purchase! Letters are valid for the next 12 months and can be reused
Who is Dr. B?
Dr. B is a telehealth platform that brings the same care and attention you’d expect from your family doctor — without the waiting room. Patients can access affordable consultations online for a wide range of conditions.
👉 Learn more here!
